Happen Bank reviews

3.6

69% would recommend to a friend

(994 total reviews)
avatar

Scott Sanborn

75% approve of CEO

67% positive business outlook

Happen Bank has an employee rating of 3.6 out of 5 stars, based on 994 company reviews on Glassdoor which indicates that most employees have a good working experience there. The Happen Bank employee rating is in line with the average (within 1 standard deviation) for employers within the Financial Services industry (3.6 stars).

Reviews by job title

994 reviews
3.0
Aug 2, 2016
Recommend
CEO approval
Business Outlook

Pros

+Free food, cereal, fruit, juice milk and other fancy things. +Building is kept clean. They are lenient on calling in sick and performance for this position. +The personality of most of the coworkers is great +Close to bart and many things in downtown SF

Cons

-The metrics are broken into 4 categories. QA, Adherence, Customer Satisfaction, and Average Handle time. -QA is basically how your call is graded. The QA department picks a random call and grades it based on tone, helping the customer, going above and beyond, etc. The fact that it's random means you can have 100 good calls and if they pick the one bad one, there goes your score. You get dinged for the smallest things, like not asking for their name instead of loan number. QAs do not seem to correlate with other metrics. -Adherence. Basically you get to work and have a set schedule. You don't get to choose your breaks or lunch. Have fun eating your lunch at 9:30 and not having your next break until 3 hours later. It also goes down when you depart from your schedule. It's on a 100% system. You get 93% or above and you get full points. Anything below and you start losing them. You get 30 mins for the entire day to use the bathroom, enter in notes that you didn't get in during the call, etc. The biggest problem with this metric is its not fair or efficient. I know people with high adherence that barely take any calls in a day. Others can take double the calls they take in less amont of time, but because they did it outside their schedule, they get penalized for it. Getting rid of or reducing the metric would greatly enhance agent morale. -Customer Satisfaction. You think in a call center where you speak directly to your customers, customer satisfaction would matter. Nope! You can be the most helpful person and have customers giving raving reviews but not have it matter because you messed up on one thing and you lost all those points you just gained on your QA! You think QA and Customer satisfaction would correlate but they dont. I have a friend who has super high QA scores but customers apparently hate him. Others get great reviews from customers but their QAs lack and that gets penalized. -Average Handle time. A call center is mostly about volume. You have thousands of calls coming in and you need your agents to take as many as possible to avoid long hold times. You have 4:30 average to verify the borrower, find out their problem, look through their account and documents, relay what we need to the borrower, and notate on their account. It's not as bad as it sounds but those they expect people to take fast calls and when they don't their QAs suffer. When they have longer than 4:30 they lose points for not finishing quick enough. It doesn't make much sense. Overall the metric system is out of wack. If you want to do good according to LC, you have to never move from your desk, take quick calls but also somehow solve all the customers problems and do it in a manner that gets you high QAs. It's not realistic. Morale is at an all time low. Several good friends were laid off with no notice due to the scandal of a few top executives. The new COO even stated it's an investor driven company and borrowers are second in line.

4.0
Aug 2, 2016

Payment Processing Specialist

Anonymous employee
Recommend
CEO approval
Business Outlook

Pros

Great company culture, good benefits.

Cons

With recent bad publicity, company is starting to rebuild and limited growth for the time being

2.0
Aug 2, 2016
Recommend
CEO approval
Business Outlook

Pros

-Upper management cares, but might be too out of touch with day to day reality to relly do anything -Snacks, food program -Transparency and genuine honesty from upper management

Cons

-work flow is erratic and extremely stressful. You never know what to expect, things are constantly changing. -Weak commission structure . We work really hard and are not compensated properly. Other depts must approve your loans for issuance so have very little control in your own commission structure -Strict adherence guidelines. Be prepared to be worried about having to get up to go to the bathroom, or get a drink of water. You will be monitored and docked appropriately. -Strict Quality Assurance guidelines, that are often mysterious and confusing. Realistic training for QA is not given. -Zero room for advancement, even though you are constantly told there are opportunities, if you are in an entry level role it's near impossible to work your way up.

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Glassdoor has 1,022 Happen Bank reviews submitted anonymously by Happen Bank employees. Read employee reviews and ratings on Glassdoor to decide if Happen Bank is right for you.