MANAGEMENT: I worked at Lower for years, and I still can't honestly say what the companies end goals are. They seem to be changing constantly. The management continually disregards their employees concerns and well-being, and they never provide any clear direction. When direction is provided, it is commonly the opposite of what you were told two weeks ago. And if you don't get things right the first time, prepare to be reprimanded (sometimes publicly in front of all your colleagues), or you may just be fired instead to help balance their books. There are also constant layoffs, and senior management will straight up lie to you as a means to their shady end. Also I will reiterate what others have said...JUST BECAUSE SOMEONE IS GOOD AT A POSITION DOESN'T MEAN THEY WILL BE A GOOD MANAGER.
COMPENSATION AND BENEFITS: The compensation may seem great for someone just out of college, but it is atrocious compared to industry standards. The "salary" in sales is really just a draw, and operational staff are incredibly underpaid for the amount of work and stress that they must endure everyday. While my pay was comfortable, it was in no way worth it. Your pay structure will also change suddenly and frequently, and some "promotions" are realistically a pay cut to do more work. The benefits are also absolutely atrocious....you will never retire based on their 401k match.
CULTURE: They love to make edgy posts on their social media page to give off the image that they are a hip Fintech start up, but this is not the case at all. There are pool tables and other recreational spaces in the office, but good luck trying to take a break to use them. You get reprimanded if you are away from your desk for more than 10 minutes...good luck playing a game of pool. The morale in the office is also just sad. Everyone is miserable and talks about it all the time (or they are too scared to talk about it in fear of being fired). On the sales side of things, it is a total frat bro kool-aid culture. Unless you are drinking the kool-aid, you will be an outcast and feel unwelcomed.
WORK/LIFE BALANCE: There really is none. You are expected to always be available (but clocking OT is a big no no...). It is astounding how much work you will do and not be compensated for at this place. The company uses stress as a motivator and in many ways encourages a stressed out work day which inevitably bleeds into your home life. You are basically left with a choice at Lower - either maintain a work/life balance and face the consequences for it, or give up on most things outside of work that make you happy.
