We were constantly micromanaged and pressured to make hourly, daily, and weekly sales goals (without commission) as well as sell credit- we were forced to be obnoxious and pushy (such as asking the same customers repeatedly if they needed "help" in the hopes of making a sale instead of just once or when they actually wanted it), credit cards were pushed as store cards, it was implied that we were suppose to gloss over the fact they were actual credit cards- managers stressed this was simply a duty of the job but neglected to mention they earned bonuses for each card which explains the fact why this was pushed so hard at my particular store while others showed little to no signs that associates had to sell credit.
The incentive for all of this was simply to get hours, my store made a point of hiring as many part time employees as they could to avoid paying benefits, hours were extremely inconsistent and varied weekly due to how well the managers thought you did that week which led to very little job security.