401K Plan

Great diversified choices. Low fees.

Must be on board at the end of the year for a match. This reduces employee ability to earn through dollar cost averaging. If not on board Dec 15 you get no match. How cheap can you get?

The company matches your contribution, plus adds some as a base. There is also a good selection of investment types.

As of now, they give 6% matching. However, they only vest the whole amount as long as you are still employed with them on the day of Christmas day. So basically, they can ax you anytime before that in order to have some savings for the year.

Matching schedule is not ideal but 401K options are better than others.

IBM matches 6% but only pays at the end of the year.

They had a good match.

50% match at the end of the year.

They matched it up to 6% and provided access to financial advisors free of charge.