Is American Income Life a good company to work for?

American Income Life has an overall rating of 2.8 out of 5, based on over 5,233 reviews left anonymously by employees. This rating has decreased by 6% over the last 12 months. 34% of employees would recommend working at American Income Life to a friend and 33% have a positive outlook for the business. The best reviews about American Income Life have been left by employees working as Regional General Agent , Managing General Agent and Regional Sales Manager .

Does American Income Life pay their employees well?

According to anonymously submitted Glassdoor reviews, American Income Life employees rate their compensation and benefits as 2.9 out of 5. Find out more about salaries and benefits at American Income Life. This rating has decreased by 4% over the last 12 months.

How satisfied are employees working at American Income Life?

34% of American Income Life employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated American Income Life 2.5 out of 5 for work life balance, 3.0 for culture and values and 3.1 for career opportunities.

What are the top reviewed jobs at American Income Life?

Insurance Agent (661) , Supervising Agent (496) , Agent (274) , Insurance Sales Agent (217) , Life Insurance Agent (209) , General Agent (180) , Sales Representative (122) , Benefits Specialist (120) , Sales Agent (120) , Sales Associate (69) , Benefits Representative (68) , Master General Agent (63) , Licensed Insurance Agent (61) , Sales (61) , Career Agent (58)

What are the pros of working at American Income Life according to real employee reviews?

"The majority of my fellow associates were great people to be in the office with." ((in 246 reviews)); "The training is great and there is a possibility to get promoted on a regular basis." ((in 230 reviews)); "Good money if you do well and advance in the company (must be able to put aside morals)" ((in 204 reviews)); "Work from home is good" ((in 136 reviews)); "If you get good the pay is great and you are can decide your schedule." ((in 122 reviews))

What are the cons of working at American Income Life according to real employee reviews?

"Long hours to sometimes not get paid for the week because customers are blowing you off" ((in 271 reviews)); "Poor management, lack of strategy and no decorum" ((in 137 reviews)); "Some long hours but worth it in the long term." ((in 115 reviews)); "The managers make more money on new hires in the first 90 days than anything else." ((in 104 reviews)); "And no benefits." ((in 73 reviews))

What are employees saying about American Income Life layoffs in 2026?

Explore Glassdoor’s employee reviews to understand what current and former employees are saying about American Income Life layoffs and their outlook for job security at American Income Life in 2026.

What are the top reviewed American Income Life locations?

Houston , Indianapolis , Waco , Columbus , Tempe , Atlanta , Aurora , Los Angeles , Las Vegas , Phoenix , Dallas , Edison , San Diego , Pittsburgh , Troy , Minneapolis , Cincinnati , Chicago , San Dimas , Lombard , Charlotte , Raleigh , Oklahoma City , Cleveland , Denver , Saint Louis , San Antonio , Fort Collins , Baton Rouge , Miami

American Income Life reviews

2.8

34% would recommend to a friend

(1,148 total reviews)

Steven K. Greer

63% approve of CEO

33% positive business outlook

Ratings by category

3.7

Diversity & inclusion

3.1

Senior management

3.1

Career opportunities

3.0

Culture & values

2.9

Compensation and benefits

2.5

Work/Life balance

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Reviews by job title

1K reviews

Reviews about "Compensation"

Return to all reviews

1.0

Mar 25, 2023

Dishonest. MLM

Benefit representative

Recommend

CEO approval

Business Outlook

Pros

If you have money saved up and have a passion for sales, this could work, but you are better off doing something else

Cons

Dishonest Cold leads Long hours No pay for training What a horror show this job was. In the interview process they made it seem like you would make 60K a year and there was no cold calling and making 3 sales per week was standard, oh how they lied. What this manipulative company does is make it seem like it’s easy to make sales by using the numbers of the top earners to try and wow you and convince you that you can make money too! You can go on all these trips too! The reality? Only about 5% of people are making the big bucks, and most people are making $200 over a month, making hundreds of calls a day trying to use scummy used car salesman tactics to sell people life insurance. Some of the leads they give you are free will kits that were filled out before COVID. Or child safe kits of people who just want an app to protect their kid and that’s it. Even if you make money here, you will have to pay back a good chunk of that, because when people cancel their policies or don’t pay them, YOU have to pay AIL back. It’s an MLM

American Income Life Response

3y

Thank you for your feedback. We’re sorry our AIL agent position didn’t meet your expectations or ours. Your experience does not represent our training and management style and we apologize if you felt you weren't given the proper support while on our team and were misled during the interview process. We invite you to send us your agency location and any other details of your experience to AILfeedback@ailife.com so that we can investigate your situation and help improve our agents' path to success. We look forward to hearing back from you soon.

2.0

Mar 20, 2023

Sales

Sales associate

Recommend

CEO approval

Business Outlook

Pros

no cap on income. Work virtually Bonuses Residual income

Cons

Long hours Days where you dont make money

American Income Life Response

3y

Thank you for your feedback. We’re sorry our AIL Agent position didn’t meet your expectations. This career isn't a perfect fit for everyone but can be an incredibly rewarding career experience financially and personally for the right individual. Good luck to you in your future career path.

2.0

Mar 19, 2023

Lots of hours, no flexibility with decent pay

Supervising agent

Recommend

CEO approval

Business Outlook

Pros

Weekly pay with bonuses, work from home.

Cons

They want you to work so many hours and attend so many meetings. I would work 14-15 hour days. If you didn’t fit their needs and standards of being all in, they’d get upset saying you’re not dedicated enough to build a business when they ironically say they have great flexibility. They expect you to change your mindset immediately being onboard and will see you as less if you take longer than they did. It wasn’t the pressure that made me leave, it was the way management was arrogant and extremely up in your personal business.

American Income Life Response

3y

Thank you for your feedback. We’re sorry your experience was less than you expected. Every AIL agent is a valued part of the team and our leadership is invested in each agent’s success, personal development, and career growth. The situation you described does not reflect our AIL management style and we apologize that this was your experience. We invite you to send us more agency details to AILfeedback@ailife.com so that we can address this situation and prevent this type of experience from happening again.

Viewing 178 - 180 of 1,148 Reviews

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Jobs at American Income Life

Benefit Representative

Managing General Agent

Lanham, MD

View job

Customer Retention Representative (Remote)