USHEALTH Advisors reviews

4.0

71% would recommend to a friend

(1,141 total reviews)
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Troy McQuagge

85% approve of CEO

68% positive business outlook

USHEALTH Advisors has an employee rating of 4.0 out of 5 stars, based on 1,141 company reviews on Glassdoor which indicates that most employees have a good working experience there. The USHEALTH Advisors employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

Reviews by job title

1K reviews
1.0
Aug 12, 2018

MLM Scam! Somehow a legal pyramid scheme.

Recommend
CEO approval
Business Outlook

Pros

Literally none unless you like to "make your own hours"

Cons

The "interview" was a complete joke, to start with. Dressed up all nice and professional, expecting an one-on-one talk to only walk into their "office" and sit down with seven other people, watching a 1,5hr Power Point presentation of how great this company is & company trips to Cancun. Two minute one-on-one talk afterwards, and all he said was "I really want you to be on this team. I think you'd be great at it!" Of course he'd say that because once you sign up, you pay a contracting fee of $92.70 so imagine the money they make of preying on gullible people for hiring alone. (Huge MLM alarm bells, you should never pay your boss for hiring you!) I end up having to "invest" $300 in my "career". Because, and I quote the division leader, "What is $300 if you can earn it back in one day?" Basically, they expect you to cold call bought leads every day of the week, 10+ hours a day, on commission. So basically, you are pretty much volunteering until you make a sale. Don't fall for this, please! Don't invest. Don't fall for their nice words. Their insurances are crappy (more like supplement plans). They are still subjected to ACA penalties, but they don't want you to tell customers that. These plans do NOT guarantee to have all expenses covered but of course, you lie about that. Run from this company, don't walk, RUN!

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USHEALTH Advisors Response
7y
Thank you for your comments about your experience. We believe different perspectives provide us a healthy opportunity to learn how we can make our business better. You raise a number of questions and concerns about our company and so, I’d like to take a moment to address them here. First, we certainly appreciate that you took the effort to dress professionally for your orientation and interview. This is an important session for anyone who is considering a career with USHA, because it gives prospects the opportunity to learn about our company…our market niche…and the rewards that come with a successful USHA career. It seems logical to me that a person who is seeking a career might want to learn something about the company that is offering an opportunity. The orientation and interview also gives us the opportunity to evaluate career applicants so, it’s not unusual to have multiple applicants in our offices at the same time. I also note that you seem upset about the $92.70 that you referred to as a “contracting fee”. This is in fact, a fee that covers the cost of doing a background check. Because of the fiduciary nature of the work we do, background checks are typical in the insurance industry. I assure you, the company does not keep such fees. You also state in your review, “…you should never pay your boss for hiring you!”. We agree. That said, you were not applying for an employment opportunity but rather, a career opportunity as an independent contractor. This is an important distinction that should not be overlooked. Our independently contracted agents are self-employed. In other words, they have no “boss” other than themselves. The opportunity you sought with us requires a life and health insurance license. Although you don’t specify what the $300 investment was used for, I assume it was likely used to pay for the state’s required licensure classes and examination. Again, this is not money that is kept by the company…it is in fact, an investment in your career. You don’t seem to be in favor of prospecting for sales and it appears that you have a negative view of the products we offer our customers. Here again, I’m perplexed. The opportunity you interviewed for is a sales opportunity and the products we offer are discussed during orientation and again, in training. Such training is also explicitly clear about the nature of our products and the shared responsibility/tax penalty for not having ACA qualified coverage. Finally, you state that our plans “do NOT guarantee to have all expenses covered”. When you factor things like deductibles and co-insurance percentages…I’m relatively certain you’d have difficulty finding any plan that guarantees coverage for all expenses. I assure you, our products are designed to provide customers with the coverage they need…when they need it. Again, thank you for your comments. I hope I’ve been able to help clarify some of the questions and concerns you have.
1.0
Sep 10, 2015
Recommend
CEO approval
Business Outlook

Pros

there are no pros to working as US health advisors, Long as you have a pulse and no life you are hired pry on people who never went to college pitching them the dreams of being rich by selling supplemental insurance

Cons

to many moving parts coldcalling, setting appointments, closing appointments, going through underwriting nightmares, they ask you to lie to your customers to sell them insurance that is nothing more then supplemental. leads are 4-6 years old, once clients research US health advisors your screwed they think your a con artist trying to rip them off

3.0
Sep 29, 2016

Everything you need to know

Recommend
CEO approval
Business Outlook

Pros

If you're high performance and stay for 2+ years you'll earn stock. You can also compete for bonuses and vacation trips. I would say the hands on training is 2nd to none. Nothing like getting face to face training from multiple people who make 6 figure - multiple 6 figure income. Although a lot of their tactics are illegal. The atmosphere is really high energy. Think "Wolf on Wallstreet" except they at least try to comply with the law and not "everyone" is doing drugs... although some of managment is.. and not "everyone" is sleeping around.

Cons

- You are captive, you're not vested. That means if you ever leave or if you're terminated from your contract, you lose your entire book of business. and commissions that you earned. If you don't make a sale the previous month they will stop paying you this month. You'll also be asked to pay the company back everything the company has advanced you, most all of your sales are advanced 7 or 8 months so that can be very expensive. Other better companies: You're non-captive and vested day 1. This means you can leave whenever you want, you keep your book of business, and you keep your commissions for every year you keep your client on the books. and you're not forced to produce every month to get paid for the work you did in the past. - The leads you are given have already received 30+ other phone calls from other agents, 97% of them, if you upload to check to see if they are on the DNC list, they are, so this is actually illegal, needless to say they are pretty pissed off when you call. If somehow you're the first to contact them then other people will be calling them while you're on the phone with them and every second of every moment you're not on the phone with them.. for weeks. Other better companies you are paid 100% commission if you buy your own leads or a lower negotiated % if they buy your leads. You can switch back to 100% after you start buying your leads.. Other companies will never sell you a lead that was sold to someone else. UHC you are not paid 100% commission and you have to pay towards your leads after a few months. - Some sales tactics that you'll be expected to use include using fear, high pressure, highly misleading some might say blatant lying "I can shop any plan in the state!", and leaving out important information that might otherwise hurt the client in order to not blow the sale. Other better companies, and other industries, all of that is highly illegal and highly monitored so no body gets away with that. You can sleep a little better at night knowing you're a better human being and still reach a multiple 6 figure income. - In terms of time commitment, don't expect much time off. Lots of required meetings and if you don't invest in making at least 200 dials a day it's very unlikely you'd get very far or make enough to survive.

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