Management in some areas is terrible, resulting in toxic working environments, with little to no trust, where employees are treated like children instead of skilled professionals. Very little autonomy or empowerment. Technology is extremely antiquated and the backlog of tech debt is astonishing, which severely limits the company's ability to operate efficiently and be competitive. Change is laborious and very slow to be implemented. So much potential and opportunities are lost as a result of the company's inability to recognize the need for changes and then act on making them happen. Pay is well below industry norms. Quality of the employment benefits declines every year. Healthcare benefits get more expensive every year, with no added value. Little to no career advancement opportunities for most employees.