Advisors are independent contractors so sexual harassment, hostile work, harassment etc are not enforceable for advisors under EEOC rules. They "void your contract" if you report the people to HR, Compliance, and Legal as their training states to do. Female advisors are deemed useless if they want to start a family or spend time with kids . All new advisors need to work 50 to 60 hours a week for the first three years and sale insurance only, They have a 2 year non-solicit agreement with anyone terminated/resigned. They keep YOUR clients, so you can't take them with you. They confiscate your computer and wipe it clean.